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Maintaining a healthy defined benefit pension fund is a competitive advantage to plan sponsors and can give employers an option for providing retirement income for plan participants, according to speakers during a panel at the 2024 PLANSPONSOR National Conference in Chicago.

Continuing to offer a DB plan provides a value advantage to plan sponsors by giving participants a “guaranteed benefit,” explained Rob Massa, managing director and retirement practice leader at Qualified Plan Advisors.

Plan sponsors can use their DB benefit to support their workers to create a stream of income in retirement, as pension plans have clear, demonstrated value to beneficiaries, added Massa.

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